What SB 878 does
Summary from the Legislative Counsel's Digest of the enrolled text, September 4, 2026. Read the full text on leginfo.
How it got here
Senator Pérez introduced SB 878 on . The text was amended 0 times, and heard in 6 committee hearings before its final floor votes.
- Senate Floor, May 26, 2026: 29 ayes, 6 noes.
- Assembly Floor, August 31, 2026: 70 ayes, 0 noes.
- Senate Floor, August 31, 2026: 37 ayes, 0 noes.
Committee votes along the way:
- Senate Insurance, April 22, 2026: Do pass as amended, but first amend, and re-refer to the Committee on [Appropriations], 4-2.
- Senate Appropriations, May 11, 2026: Placed on suspense file, 7-0.
- Senate Appropriations, May 14, 2026: Do pass, 5-2.
- Assembly Insurance, June 17, 2026: Do pass and be re-referred to the Committee on [Appropriations], 14-0.
- Assembly Appropriations, August 13, 2026: Do pass., 12-0.
Who supports and opposes SB 878
The Senate Floor Analyses analysis dated August 31, 2026 lists 54 organizations in support and 0 in opposition. When Senate Insurance first listed positions on April 20, 2026, the count was 46 in support and 4 opposed. By the Senate Floor Analyses analysis of August 31, 2026 it was 54 to 0.
In support: Every Fire Survivor’s Network (sponsor); Consumer Watchdog (sponsor); Insurance Commissioner Ricardo Lara / California Department of Insurance (sponsor); 350 Conejo / San Fernando Valley; AARP; Affordable Homeownership Foundation INC; Altadena Colab; Americans for Financial Reform; and 46 more.
Read the Senate Floor Analyses analysis.
What happens next
It reached the Governor's desk on September 9, 2026. Bills presented after the Legislature adjourned on August 31 must be signed or vetoed within thirty days.
The Governor can sign the bill, veto it, or let it become law without a signature. Until the decision, sign and veto request letters are the remaining channel, and the Department of Finance's enrolled bill report carries weight on anything with a fiscal effect. If signed, most provisions take effect January 1, and implementation moves to the agencies named in the bill.
What it means for financial services organizations
Two decisions follow from a bill at this stage. The first is whether to weigh in with the Governor's office before the thirty-day window closes. The second is how to prepare for implementation if it becomes law: which agency writes the rules, when the comment period opens, and which obligations begin January 1.
The financial services group at Capitol Axis handles that for financial services clients.
Questions about SB 878
What does SB 878 do?
SB 878 concerns insurance business practices. See the Legislative Counsel's Digest on leginfo for the full summary.
Has SB 878 passed the California Legislature?
It reached the Governor's desk on September 9, 2026. Bills presented after the Legislature adjourned on August 31 must be signed or vetoed within thirty days.
Who supports and opposes SB 878?
The Senate Floor Analyses analysis dated August 31, 2026 lists 54 organizations in support and 0 in opposition. Supporters include Every Fire Survivor’s Network (sponsor); Consumer Watchdog (sponsor); Insurance Commissioner Ricardo Lara / California Department of Insurance (sponsor).
What happens next with SB 878?
The Governor can sign it, veto it, or let it become law without a signature. Until then, sign and veto request letters are the remaining channel, and the Department of Finance's enrolled bill report carries weight on anything with a fiscal effect.